In collaboration with Dalton Education, Loras is proud to offer virtual courses that fulfill the certification education requirements necessary to be eligible to sit for the CFP® exam and attain your CFP® certification.

Consider CFP Certification Education

Becoming a Certified Financial Planner™ professional represents a major step in your career. Certified financial advisors with the CFP® designation have higher incomes, bring more value to their firms, and achieve higher client satisfaction ratings. In this ten-month program, you’ll learn from nationally recognized experts in their fields. It offers a flexible yet structured learning path, providing you with practical, applied knowledge that makes the difference.

Application Criteria & Eligibility

Criteria & Eligibility

  • A bachelor’s degree is required to enroll in this professional education program.
  • The program is open to anyone seeking to become a CFP®. Current Loras undergraduate students are advised to pursue the Financial Planning minor so they can pursue the required coursework while earning their undergraduate degree.

Online Application

  • Please create an account and apply online. There is no application fee.
    • In the Student Profile section within the application itself, select “Professional Development” as the Student Type, then select “Certified Financial Planning Certification Education” as the Academic Program.
    • Please note that you do not have to upload anything to the Materials section of the application.

Application Deadlines

Students may begin the CFP® Certification Education coursework in either January, March, May, July, September, or November of each year. Loras offers rolling admissions for this program, but the application and official college transcript(s) should ideally be submitted at least one month prior to the start of your desired session.

All Official Transcripts

  • For a transcript to be considered official, it must be mailed in a sealed envelope from that institution’s
  • Registrar’s Office directly to Loras College Graduate Admissions. (Transcript “issued to student” as well as faxed and copied transcripts will not be considered official).
    • All official transcripts can be mailed to: Loras College Graduate Admissions, Attn: Megan Henderson, 1450 Alta Vista Street, Dubuque, IA 52001
  • Official electronic transcripts ordered through a service such as Credential Services or National Student
    Clearinghouse are also acceptable.
  • Please have your transcripts sent immediately after you have submitted your online application.

Enrollment Process

  • Immediately after our receipt of your application and official college transcript(s), you will be notified in your
    online Applicant Status Portal of your next steps. You will be asked to pay a $100 confirmation deposit to confirm your spot in the program.
  • The Loras Registrar’s Office will then register you for the courses.
  • You will be assigned an academic advisor (Loras faculty member) to advise and guide you through the
    program.
  • Please note that federal financial aid is not available for this program.

Course Descriptions

Fundamentals of Financial Planning & Insurance
The program’s first course begins with a presentation of the basics that will form the foundation of knowledge students need as working financial services professionals. The financial planning process, as well as the legal, ethical, and regulatory issues affecting financial planners and time value of money concepts are covered. The course continues with a discussion of the principles of risk management and insurance, allowing the student to identify a client’s risk exposure and select appropriate risk management techniques.

Investment Planning
The investment course is designed to provide students with an introduction to modern portfolio theory, measuring risk and return, portfolio development and analysis, asset allocation and portfolio diversification, along with equity and bond valuation and derivatives.

Income Tax Planning
This course is designed to provide students with an introduction to individual income tax fundamentals and the calculation of income tax. In addition, the tax issues surrounding business entities, disposition of property and tax basis are discussed. Students are introduced to the alternative minimum tax (AMT), passive activity rules, charitable contributions and tax minimization strategies.

Retirement Planning & Employee Benefits
This course will provide students with a fundamental introduction to retirement planning and employee benefits, including public and private retirement plans as well as group and fringe benefits. Specifically, the course will cover the public retirement plans including Social Security, Medicare and Medicaid as well as the private plans including both defined benefit and defined contribution plans. In addition, the course will provide students with an understanding of the regulatory provisions associated with the installation, administration and termination of retirement plans and with the specific characteristics of the various plans available including qualified, non-qualified and other tax advantaged plans. Finally, the course will detail employee group and fringe benefits and the taxation of these benefit plans, and also the issues that individuals face in retirement.

Estate Planning
The estate planning course begins with the estate planning process and the basic documents needed for an estate plan such as a will, durable power of attorney for healthcare and an advanced medical directive. The course continues with a discussion regarding property ownership, assets that pass through and around the probate process, gift and estate taxes and planning techniques to reduce an individual’s tax liability.

Capstone Course
This project-based course will require students to synthesize and apply elements of comprehensive financial planning, to perform all functions of the financial planning process and to apply the CFP Board’s practice standards.

Cost / Payments / Refunds

Virtual Classroom

  • The cost of the entire CFP Certification Education program—all 6 courses in the Virtual Classroom format—is $7,195. This includes textbooks, which will be mailed to you.
  • The cost of each individual CFP Certification Education course for students taking just a few courses in the Virtual Classroom format is $1,000 per course—except for the Capstone course which is $925. Textbooks are not included and must be ordered and purchased separately. The Capstone course textbook is included in the course fee and will also be mailed.

Self-Paced

  • The cost of each individual CFP Certification Education course for students doing all or just a few courses in the Self-Paced format is $600 per course—except for the Capstone course which is $925. Textbooks are not included and your are responsible for ordering and purchasing separately—except for the Capstone course which is included in your course fee.

Payment

Students must pay the entire program balance to Loras before the first day of class (regardless of if they are doing the Virtual Classroom format or the self-paced format).

Withdrawals/Refunds

Students who withdraw from the Certified Financial Planning Certification Education program will receive a full refund up to five days after the first day of the start of the session. Please note that the confirmation deposit and credit card convenience fees, if applicable, are not refundable. Students who drop out on day six of the session or anytime thereafter will receive no refund and will be financially responsible for the full cost of the program.

Financial Aid

Please note that federal and institutional aid is not available for this program. However, students are able to utilize employer tuition reimbursement and private loans.

Virtual Classroom

You receive live, online instruction from CFP® practicing professionals and obtain specialized knowledge and skills in financial planning and management, while also having access to expert Loras College faculty.

Don’t worry about missing a class because all live sessions are recorded and available for playback, downloadable and mobile-compatible.

The entire Virtual Classroom program (all six courses) is designed to be completed in ten months. However, you will have access to the online program for twelve months, in case you need to extend your time.

Upon completion of this program, you will have satisfied the CFP® Certification Examination educational requirements and gained knowledge of the CFP® Board of Standards mandated financial planning topics.

Upcoming Sessions

Complete the coursework required to sit for the CFP® exam in just ten months.

May Session / Summer 24

Tuesday & Thursday, 6-8:30 p.m. CST
START: May 7

July Session / Summer 24

Tuesday & Thursday, 7-9:30 p.m. CST
START: July 9

September Session / Fall 24

Tuesday & Thursday, 6-8:30 p.m. CST
START: September 10

November Session / Fall 24

Tuesday & Thursday, 7-9:30 p.m. CST
START: November 5

Frequently Asked Questions

What are the requirements to enroll in this CFP® Certification Education program?

Students who want to enroll in any CFP® exam education course offered by Dalton Education must have earned or be enrolled in a bachelor’s degree program from a regionally accredited college or university.

How long does it take to complete the program

The Virtual Classroom format has start dates designed to be completed in ten months—although students will have access to the materials for twelve months if they need more time.

Students doing the self-paced format may start classes at any time and will have access to the program materials for twelve months. For any student in either the Virtual Classroom or self-paced format wishing to complete the classes faster (nine months), Dalton has resources and a plan students can follow to make that happen.

Students must complete all six courses with passing grades in order to fulfill the CFP® Certification Education requirement. You must complete your curriculum within five years of passing your first course to ensure you are mastering relevant material.

Once a financial services professional has been authorized to add the CFP® designation to their title, they are also required to recertify with 30 hours of continuing education credit every two years, including three hours of ethics CE credit.”

Who should take the CFP Certification Education Program?

This program is a good fit for: new financial professionals looking to build a solid career foundation, mid-career professionals looking to advance in their current position, career changers looking to enter the financial planning profession, financial advisors looking to enhance their earning potential, or professionals committed to maximizing client satisfaction.

What sets Loras apart?

The Loras College community has always been defined by strong relationships and a proactive, service mindset. Through our personalized approach, all students enrolled in our CFP® Certification Education program will receive one-on-one, individualized coaching and mentoring from Loras faculty members who have written CFP® exam questions, textbooks, and hold their CFP® designation. Students will receive a phone call every four weeks, along with notes of encouragement, congratulations, and guidance throughout their coursework. Ensuring strong, caring relationships is what the Duhawk community is all about, and we look forward to continuing that tradition within this program.

What type of technology will I need to take the classes?

It is recommended that students have an operating system Windows 7 or higher or Mac OS 10.6 or higher. Students must be able to run, install, and configure programs and be able to store and retrieve documents and files on their computer. The latest version of Adobe Flash Player is also recommended for viewing the live classes. If you are unsure if you have appropriate permissions to save files to your computer, please contact your system administrator.

Can I take the classes on my own time in a self-paced format?

Yes. Students who do not wish to do the Virtual Classroom (synchronous) format may instead take all 6 courses, or just a few courses, in a self-paced (asynchronous) format. Self-paced students may start the program at any time and will have access to the program materials for 12 months, including whiteboard recordings for the more difficult topics (approximately 30 total hours through the entire program); but the live and recorded lectures that Virtual Classroom students have access to are not available to the self-paced students. Support from Loras’ Program Director will still be provided to self-paced students.

How long does it take to complete the program?

The Virtual Classroom format has designated start dates and is designed to be completed in ten months, although students will have access to the materials for twelve months if they need more time.

Students doing the self-paced format may start classes at any time and will have access to the program materials for 12 months.

For any student (in either the Virtual Classroom or self-paced format) wishing to complete the classes faster (in 9 months), Dalton has resources and a plan students can follow to make that happen.

How is testing administered in the courses?

Generally, two exams are given for each course. Students will take an online midterm and final exam for each course. The midterm is 40% of the final grade and the final exam is 60%. Students must achieve a 70% for each course in order to receive a passing grade.

What if I fail an exam or drop out?

If students fail an exam, they will have an opportunity to take a makeup exam. The makeup exams are different versions testing the same content. Students failing a course with a course grade of 60-69 after exhausting all exam attempts can opt to do extra credit, which is available through an education advisor. Students failing a course with a grade of 59 or below will be required to repeat the course during a four-week sit out period.

If a student chooses to not continue in the program after initial enrollment, a full refund will be issued up to 5 days after the first day of the start of the program. Students who drop out on day 6 of the program or anytime thereafter will receive no refund and will be financially responsible for the full cost of the program.

What are the requirements to sit for the CFP® exam?

Complete Loras’ CFP Certification Education program, including completion of our financial plan development capstone course.

Students typically take the CFP® exam twelve months after you begin the education program. You are highly encouraged to sign up for a review (such as the Dalton Review) a few months prior to their exam date. The review is not included as part of Loras’ CFP Certification Education program.

The CFB Board sets and enforces the standard of excellence in financial planning through the Certified Financial Planner™ certification. Please visit the CFP Board’s website for a detailed description of the requirements to sit for the CFP® exam as well as exam dates.

In order to use the CFP® marks in their name, individuals must complete 6,000 hours of experience through the Standard Pathway or 4,000 hours of experience through the Apprenticeship Pathway to prove their ability to provide financial planning without supervision. (This does not need to be completed prior to sitting for the CFP® exam).

Book a Chat

Schedule a personalized visit or a video chat to learn more about the curriculum, internships, outcomes, enrollment process, and more.

Get in Touch

Megan Henderson 

Graduate Admission

What is CFP® Certification Education?

“The Certified Financial Planner designation is one of the top certificates offered in financial planning available today.”

— Brian Kallback, MA, MS, CRF® CLU® QPA CTFA
Assistant Professor of Finance
Financial Planning & Wealth Management Program Director

Meet Your Program Director

Brian Kallback, Finance Professor

Brian J. Kallback  CFP® CLU® QPA CTFA (’02 MA ’04)

Assistant Professor of Finance